Accident Insurance

When you think about your financial needs and priorities, you always want to provide financial security for your family while saving your hard earned money wisely and safely.

Find out about the range of personal accident insurance products.

Group Accident Insurance complements your medical coverage by helping to ease the financial impact of an accident. It provides you with a payment to use as you see fit and can help with any of the out-of-pocket expenses you may incur as a result of an accident, such as insurance deductibles, copays, transportation to/from medical centers, childcare and more.

Accidents can happen anytime, anywhere. Today’s active lifestyles may make you more susceptible, too. You can’t plan for accidents, but you can be better prepared financially to handle them when they do occur. SolutionRisk offers Accident Insurance so you can focus more on your recovery and less on your finances. There are over 150 covered events that could trigger benefits.


Covered Benefit Categories

Here’s a summary of what a standard plan covers under each benefit category. The types of benefits and features under a specific group accident insurance plan could vary.



  1. Fractures
  2. Dislocations
  3. 2nd and 3rd Degree Burns
  4. Concussions
  5. Cuts/Lacerations
  6. Eye Injuries
  7. Coma
  8. Torn Knee Cartilage
  9. Broken Tooth
  10. Ruptured Disc
  11. And more… contact your benefits administrator for complete details.

Medical Services & Treatments

  1. Ambulance (ground and air)
  2. Emergency Care
  3. Non-Emergency Care
  4. Physician Follow-Up
  5. Therapy Services (including physical therapy)
  6. Medical Testing Benefit (including X-rays, MRIs and CT scans)
  7. Medical Appliances
  8. Inpatient Surgery
  9. Any more…contact your benefits administrator for complete details.

Hospital - Accident

  1. Admission
  2. Confinement
  3. Inpatient Rehab

Accidental Death

  1. Accidental Death
  2. Common Carrier

Dismemberment, Loss & Paralysis

Supplemental Benefit for Lodging


Protection from one of the best insurance companies