As a business owner, you would want to protect yourself against your legal liability to anyone who walks into your business premise.
Public Liability insurance is considered essential in businesses which involve regular interactions between the members of the public and the company such as retail businesses, restaurants, clinics and many more. The Public Liability insurance covers your legal liability to a third (3rd) party as a result of an accident happening in connection with your business operations. The insurance indemnifies you against all sums which you become legally liable for damages and claimant’s costs and expenses in respect of:
- Bodily injuries including illnesses to any person
- Losses or damages to property
- Legal expenses incurred in your legal proceeding defence